Practical tools for smarter home financing.

Mortgage Loan Calculator

Estimate your monthly payment and see how your balance changes over time.

Loan Inputs Real-time

Home Price ($)

Down Payment

Interpreting as 10% of price.

Interest Rate (APR %)

Term (Years)

First Payment

Used to build the amortization schedule.

HOA (Monthly $)

Property Tax Rate (% of Price / year)

Homeowners Insurance (Annual $)

Include PMI (0.35%/yr on original loan — drops at 78% LTV; ≤80% LTV at close avoids PMI) PMI applies when down payment < 20%; drops automatically at 78% LTV.

Results

Monthly Payment (P&I)

$—

Principal

$—

Interest

$—

All-in Monthly (PITI+HOA+PMI)

$—

Taxes

$—

Insurance

$—

HOA

$—

PMI

$—

Loan Amount

$—

Down Payment

$—

LTV at Close

—

Amortization Schedule

Showing first 12 payments. Toggle to see full schedule.

Show full schedule

#	Date	Payment	Principal	Interest	PMI	Taxes	Insurance	HOA	Ending Balance	LTV

Mortgage Calculator Results

Practical tools for smarter home financing.

Inputs

Monthly & Totals

Amortization Overview

Nest & Key Mortgage, LLC