Practical tools for smarter home financing.
Rent vs Own Calculator
A simple, side-by-side view that shows the cost of renting versus owning.
Home & Loan Details
Rent Details
Taxes & Inflation (optional)
Enable this option to view your results in today’s dollars—adjusted for estimated taxes and inflation. Figures are for educational purposes only and may not reflect your exact outcome.
Results Summary
Total Principal Paid$0
+
Total Home Appreciation Gain$0
=
Equity Created$0
Equity Created$0
+
Original Down Payment$0
−
Initial Closing Costs$0
−
Maintenance (to date)$0
−
Estimated Selling Expenses$0
=
Total Equity Created
$0
Equity Built Renting
$0
Rent vs Own Costs
Owning Over Time
| Year | Avg All-In Costs (Mo) | All-In Costs (Yr) | Cumulative |
|---|
Total Paid to Own
$0
Renting Over Time
| Year | Avg Rent (Mo) | Rent Paid (yr) | Cumulative |
|---|
Total Paid to Rent
$0
Key Loan Figures
Loan Amount
$0
Price minus down payment
Monthly P&I
$0
Principal & interest only
All-In Monthly (start)
$0
P&I + taxes + insurance + MI + HOA
Disclaimer: This calculator is for educational and illustrative purposes only. The results are estimates based on the information you enter and assumptions about taxes, insurance, appreciation, and inflation. Actual loan terms, costs, and market conditions may vary. This tool does not constitute a commitment to lend, an offer of credit, or a guarantee of future performance. Please speak with a licensed Nest & Key Mortgage professional to review your specific situation.